Pottawattamie County surplus funds list
Iowa · unclaimed money left over from tax deed and foreclosure sales.
Getting the Pottawattamie County list
Pottawattamie County posts no foreclosure surplus list. Under Iowa Code 654.7 any overplus from a mortgage foreclosure sheriff sale goes to the mortgagor once the mortgage, costs and other liens are paid; ask the Pottawattamie County Sheriff's civil division whether a sale left an overplus, or check the foreclosure case on Iowa Courts Online, where money paid into the Clerk of District Court is released by court order. Unclaimed court money ends up with the State Treasurer (greatiowatreasurehunt.gov). Iowa tax sales leave no surplus for the owner: the tax sale certificate holder takes the property by tax deed, and Iowa Code ch. 446-448 has no excess-proceeds claim.
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Iowa surplus funds rules
- Sales that create surplus
- Mortgage foreclosure sheriff sale; Tax sale certificate -> tax deed (ch. 446-448): Iowa Code 2026 contains NO surplus/excess-proceeds provision; HOA lien foreclosure -
- Who holds the money
- Mortgage: sheriff/clerk of court; overplus paid to mortgagor if no other lien (654.7). Tax: none - no statutory surplus mechanism found in Iowa Code 2026 chs. 446/447/448.
- Unclaimed funds go to
- Unclaimed court funds -> State Treasurer Great Iowa Treasure Hunt (ch. 556) - timing . verify
- How owners claim
- Mortgage: application to court/clerk in foreclosure case. Tax: no statutory claim; owners pursue Tyler takings claims in court. — deadline: verify
- Agent / finder fee cap
- State unclaimed property: max 15% of recoverable property (Iowa Code 556.11(2) and 556.2 for state-held warrants).
Law: Iowa Code 556.11; 654.7 · confirm details with the county; rules change.
Questions
Where does the Pottawattamie County surplus funds list come from?
From the official list published by Pottawattamie County (source). Surplus Funds HQ checks it every week and last found it updated Oct 12, 2026.
How do I claim surplus funds in Pottawattamie County?
The former owner (or heirs) files a claim with the office that holds the funds, usually with ID and proof of ownership. It is free to do yourself. See how to claim surplus funds; in Iowa: .
Can someone else claim the money for me?
Yes, recovery agents and attorneys do this for a fee, but Iowa law may cap the fee or require a waiting period (State unclaimed property: max 15% of recoverable property (Iowa Code 556.11(2) and 556.2 for state-held warrants).). Read any contract carefully; you never need an agent to file.