Middlesex County surplus funds list
Massachusetts · unclaimed money left over from tax deed and foreclosure sales.
Getting the Middlesex County list
No town in Middlesex County publishes a list of tax title excess equity. Under MGL c.60 s.64A the town's treasurer/collector (or the buyer of its tax receivables) must hold excess equity from a Land Court tax title foreclosure in escrow and send the former owner an accounting; ask the treasurer/collector of the town where the property is for its s.64A accountings (a public records request under c.66 s.10). Unknown owners submit a written claim to the collector; disputes go to the Superior Court within 12 months of the accounting. After 19 months unclaimed excess equity goes to the State Treasurer: search findmassmoney.com.
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Massachusetts surplus funds rules
- Sales that create surplus
- Tax title foreclosure (Land Court judgment foreclosing right of redemption, then municipality/receivable buyer sells or retains); Power-of-sale mortgage foreclosure (c.244 s.14); Condo lien (c.183A s.6) enforced like a mortgage foreclosure sale
- Who holds the money
- Tax title: the judgment holder (municipality or purchaser of tax receivables) must keep excess equity in a segregated interest-bearing escrow account (c.60 s.64A(e)). Mortgage: foreclosing mortgagee holds surplus in trust for mortgagor/junior lienors (c.183 s.27 statutory form of power of sale).
- Unclaimed funds go to
- Tax title: excess equity not claimed within 19 months after sale or appraisal is disposed of under c.200A (Treasurer's Unclaimed Property Division). Mortgage surplus: reportable to the Treasurer under c.200A after the dormancy period (period). verify
- How owners claim
- Tax title: judgment holder must elect sell/retain within 30 days of final judgment and notify former owners by certified mail; must mail itemized accounting within 30 days of sale/appraisal and pay known parties. If owner unknown, owner submits a written claim by certified mail, personal service, or filing at the collector's office. Disputes: complaint in Superior Court within 12 months after the accounting notice. Pre-Act judgments (on/after May 25, 2021): Superior Court complaint within 12 months of the Act's effective date (DLS reads as ~Nov 1, 2025; ambiguous). Mortgage surplus: written demand to the foreclosing mortgagee/servicer; suit if refused. — deadline: Written claim within 18 months after notice (unknown-owner case); unclaimed after 19 months goes to c.200A; Superior Court dispute within 12 months of accounting.
- Agent / finder fee cap
- None found in c.60 s.64A or c.183 s.27 (- full Ch.140 text not retrievable; check for any assignment/agent clause). Unclaimed-property finder fee cap under c.200A: none known. verify
Law: MGL c.60 s.1 (excess equity definition), s.64A; St. 2024 c.140 ss.80-99, 212 (retroactive claims), 250 (effective date); MGL c.183 s.27; c.200A · confirm details with the county; rules change.
Questions
Where does the Middlesex County surplus funds list come from?
From the official list published by Middlesex County (source). Surplus Funds HQ checks it daily and last found it updated Oct 12, 2026.
How do I claim surplus funds in Middlesex County?
The former owner (or heirs) files a claim with the office that holds the funds, usually with ID and proof of ownership. It is free to do yourself. See how to claim surplus funds; in Massachusetts: Written claim within 18 months after notice (unknown-owner case).
Can someone else claim the money for me?
Yes, recovery agents and attorneys do this for a fee, but Massachusetts law may cap the fee or require a waiting period (None found in c.60 s.64A or c.183 s.27 (- full Ch.140 text not retrievable). Read any contract carefully; you never need an agent to file.