Surplus Funds HQ

Missouri surplus funds list

Unclaimed overages from tax deed and foreclosure sales.

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Missouri surplus funds rules

Sales that create surplus
County collector tax sale (Jones-Munger, ch. 140; Land tax / land bank sales in St. Louis/Kansas City (ch. 92, 141); Non-judicial deed-of-trust trustee sale (ch. 443); HOA lien foreclosure (non-judicial if declaration allows) -
Who holds the money
Tax: sheriff/collector pays surplus into county treasury; county treasurer holds in trust (140.230); county commission approves claims. Deed of trust: trustee holds/pays surplus - . verify
Unclaimed funds go to
Tax: if not distributed/claimed within 3 years, surplus becomes part of the county's permanent school fund (140.230). Trustee-sale surplus unclaimed -> State Treasurer unclaimed property (ch. 447) - . verify
How owners claim
Written, sworn claim to the county commission with proof; lienholders must reference recorded lien (book/page or document no.). Former lienholders paid first by priority, then former owners. Disputes -> interpleader in circuit court. — deadline: Claims filed within 90 days after the redemption period expires; funds held lesser of 3 years or 90 days after redemption period ends; no interest paid.
Agent / finder fee cap
State-held unclaimed property: <12 months after delivery to treasurer - unenforceable; 12-24 months max 10%; 24-36 months max 15%; 36+ months max 20% (RSMo 447.581). No specific cap for county-held tax-sale surplus.
Waiting period
12 months after payment/delivery to State Treasurer (447.581).
Registration
Paid representatives must register with the State Treasurer before filing claims and recertify annually; unregistered claims invalid.
Getting the list
County collector/treasurer surplus lists (e.g., St. Louis County Collector, Jackson County) - URLs ; State Treasurer ShowMeGold (showmegold.org) for state-held funds. verify

Law: RSMo 447.581 (A.L. 2018 S.B. 644); RSMo 140.230 (A.L. 2018 S.B. 623) · confirm details with the county; rules change.

County listsRules & claim stepsComing soon

Questions

Is there a free Missouri surplus funds list?

Counties publish or provide lists on request; Surplus Funds HQ links to the official sources and is adding Missouri lists.

Who gets surplus funds in Missouri?

The former owner first (and lienholders in order of priority). The money is held by: Tax: sheriff/collector pays surplus into county treasury.

What is the recovery agent fee cap in Missouri?

State-held unclaimed property: <12 months after delivery to treasurer - unenforceable; 12-24 months max 10%; 24-36 months max 15%; 36+ months max 20% (RSMo 447.581). No specific cap for county-held tax-sale surplus.